You can also use the boat loan calculator
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You can also use the boat loan calculator to compare different loans. Can you get a much better monthly payment from this bank over here? Or maybe this loan program will work out better than that one. You can easily do side-by-side comparisons using a boat loan calculator. But don't just look at monthly payments. Compare the total cost of the prospective boat in one loan versus another. You may find that the longer, lower payment loans actually wind up costing you thousands more in interest over the life of the loan. Would it perhaps be better to by a less expensive boat with the higher monthly, but resell when it is paid off and use that money to make a large down payment on the expensive boat? All these are considerations that must be taken into account when using a boat loan calculator to figure what boat and loan program best works for you.